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For Employer Groups:
As an employee benefits broker and consultant, the size and experience of our organization provides our customers with:
- Influence with insurance carriers and access to areas Chamber of Commerce discount programs. Educated staff available to handle a crisis or emergency – 20 years of employee benefits experience alone.
- Unbiased representation - We search for the best fit, the best price with only the best insurance companies.
- Health, Life, Dental, Disability, HSA's, HRA's, Self Funding - email Mr. Browne or call 937-886-6003
- Pension, 401K, IRA's, 529's - email Mr. Warren or call 937-438-8406
Our employer support services provide many different levels of reporting to assist you in understanding new and emerging benefits and trends and legislation, including:
- Research material; including national plan averages and provider network comparisons.
- New hire communication material.
- Contract review and explanation.
- Assistance with establishing programs to comply with Federal and State laws, such as COBRA, HIPAA, FMLA, TEFRA, Medicare, etc.
- Assistance with installation of group plan and coordinate termination of old plans with beginning of new plans to avoid gaps in coverage.
- Assistance in developing long range, proactive strategies for benefit design and employee contribution policies
. Ongoing Services you should expect:
- BONUS - A no cost Premium Only (POP) IRS Section 125 program for all group health clients, a savings of up to $1000 per year.
- Help your company and member groups with the annual enrollment process, conducting meetings, as needed, to explain benefits; this includes general meetings with employees and meetings with various bargaining units
- Crisis or emergency claims and administrative management from our experienced and educated staff
- Complete annual report with a sum of all renewal activity for each insurance program, a retrospective experience review
- Conduct annual market review/bid process to ensure that the benefits design and costs of all insurance programs remain competitive in the marketplace
For Individuals:
Lowest rates available for Health, Life, Dental, Disablity - Guaranteed!
Email us for a quote or call 937-886-6003 and ask for Mr. Browne - include date of birth, zip code, city, phone, smoker info, ht and wt., current deductible and premium (if any).
Or click here to do get your own quote online: Individual Health Quote
Financial planning with securities, mutual funds, variable and fixed annuities, IRA's, 529's
Email us to request a review or call 937-438-8406 and speak with Mr. Warren
<a href="http://pd.secure.wellpoint.com/AgentConnect/first.do?CMPNY=6&ID=T511&PID=&LNO=&Options=ISML" target="_blank"> Links</a>
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